Interest rates are on the rise from the historic lows we've been enjoying.  The projections I've seen and heard are that they'll be rising throughout the year.  Given most people finance a home this is BIG NEWS.  Now is the time to buy for those trying to get in on both low home prices and low interest rates.  Also, there is talk about changes to the low or no down payment loans that are government backed.  These programs are vital for buyers who do not have access to tens of thousands of dollars.  Its critical for folks who won't have a lot of money down to take advantage of these programs soon.